Benefits of Social Security Disability Income (SSDI)
- Pays regular monthly benefits that YOU HAVE EARNED BY WORKING in the past, prior to your disability.
- If you have never been able to work due to disability, provides regular monthly income to which you have a legal right!
- Provides Medicare medical coverage for partial medical needs and beginning in 2006, medication needs. May provide Medicaid assistance as well, depending on how much SSDI you receive.
- Allows you to freeze certain bills for as long as you draw SSDI
- Can result in having debts wiped out if you are on SSDI long term
- Allows the disabled person a quality of life with the ability to maintain housing, food and personal care needs.
- Provides a cost of living income increase each year
- Assures the disabled person they can maintain their self-respect
- Qualifies many for home assistance in maintaining a clean house or even meal preparation.
- If you are unable to care for personal hygiene, provides means of obtaining services to assist you with those needs.
- Ability to qualify for discounted housing rental rates
- Enables you to qualify and receive preferred status for handicapped housing
- Allows you to work some hours as your doctor permits once you have obtained disabled status (income limitations involved)
- Is tax free income in almost all cases.
- Is not affected by a non-disabled spouse's income
- Can qualify (in some states) your children for medical insurance through the Human Services Department
- Permits the disabled person to maintain their dignity
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