If you want to save time, money, and calories, brown bagging might be the solution for you.

Besides being in control of the menu and the time it takes to get it, the cash you save is no small matter. During a 30-year career, if you spend $3.50 to pack a lunch, instead of $6 to buy one, the savings would be more than $100,000. Using the same costs for lunches, during a five-year period you could save $4,888 by brown bagging it. You can calculate this with a lunch savings calculator online at dinkytown.net.

To appeal to the frugally style-conscious, companies are producing carriers that make lunch toting more fun and convenient. Some have insulated compartments that can keep foods hot or cold. For $20 to $25, some pretty nice bags are available at eBags.com