<![CDATA[Bipolar Disorder Articles and Stories - Articles - Money Credit and Debt Information]]> http://www.bipolarcentral.com/articles en-us N/A andrea@leverageteamllc.com Sun, 12 Feb 2012 05:49:29 MST 20 <![CDATA[Credit Card Debt Can Bring You Down]]> http://www.bipolarcentral.com/articles/articles-930-1-Credit-Card-Debt-Can-Bring-You-Down.html Everybody seems to use credit cards these days – from the smallest purchase of gas to the largest purchase of appliances, college tuition or even cars, depending on your credit card limit.  However, some people have gotten into so much credit card debt that it has brought them down, and gotten them into financial trouble.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-930-1-Credit-Card-Debt-Can-Bring-You-Down.html <![CDATA[Credit Counseling Programs – Are They Right For You?]]> http://www.bipolarcentral.com/articles/articles-929-1-Credit-Counseling-Programs-a-Are-They-Right-For-You.html If you are living paycheck to paycheck and/or bothered by debt collectors, or you can't seem to get on top of your financial situation, you may want to consider the services of a credit counselor. Many credit counseling programs are nonprofit and will work with you to solve your financial problems.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-929-1-Credit-Counseling-Programs-a-Are-They-Right-For-You.html <![CDATA[Consolidation Debt Services]]> http://www.bipolarcentral.com/articles/articles-928-1-Consolidation-Debt-Services.html One of the biggest problems with having a loved one with bipolar disorder is the financial devastation the disorder can cause.  From simple problems with money management to complete financial ruin, bipolar manic episodes have been known to wreak financial havoc on families.  If you have experienced horrible financial debt because of bipolar disorder, you may need to turn to a consolidation debt service for help.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-928-1-Consolidation-Debt-Services.html <![CDATA[Choosing a Consumer Credit Counseling Organization]]> http://www.bipolarcentral.com/articles/articles-927-1-Choosing-a-Consumer-Credit-Counseling-Organization.html If you find yourself in massive debt, such as credit card debt, or even debt from loans such as student loans, you may find yourself in need of a consumer credit counseling organization.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-927-1-Choosing-a-Consumer-Credit-Counseling-Organization.html <![CDATA[How to Avoid Bad Debt]]> http://www.bipolarcentral.com/articles/articles-926-1-How-to-Avoid-Bad-Debt.html A bad debt is a debt that is not collectible and therefore worthless to the creditor. This occurs after all attempts are made to collect on the debt. Bad debt is usually a product of the debtor going into bankruptcy or where the additional cost of pursuing the debt is more than the amount the creditor could collect.[1]  There are ways to avoid bad debt, however.


[1] http://www.answers.com/topic/bad-debt

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-926-1-How-to-Avoid-Bad-Debt.html <![CDATA[It Is Possible to be Debt Free]]> http://www.bipolarcentral.com/articles/articles-925-1-It-Is-Possible-to-be-Debt-Free.html In today's society, where credit cards abound, believe it or not, it is still possible to remain debt free, or to get debt free if you are currently in debt.  It may be difficult at first, and take some effort on your part, especially if you are married to someone who has bipolar disorder and goes into bipolar manic episodes with excessive spending sprees, but it still can be done.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-925-1-It-Is-Possible-to-be-Debt-Free.html <![CDATA[Debt Help For You]]> http://www.bipolarcentral.com/articles/articles-924-1-Debt-Help-For-You.html If you are in debt and want some help, there may be debt help available for you out there.  In fact, it may not even cost you anything, if you go about it the right way.  There are even some debt consolidation services that don't charge you – you just may have to do some digging to find one.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-924-1-Debt-Help-For-You.html <![CDATA[Could Credit Consolidation Be Your Answer?]]> http://www.bipolarcentral.com/articles/articles-923-1-Could-Credit-Consolidation-Be-Your-Answer.html Because bipolar disorder is a part of your life, you may be having financial problems.  In fact, you may be in debt, and not know what to do to lower that debt.  One thing you may want to consider is credit consolidation.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-923-1-Could-Credit-Consolidation-Be-Your-Answer.html <![CDATA[Are You In Debt? There's Hope]]> http://www.bipolarcentral.com/articles/articles-922-1-Are-You-In-Debt--Theres-Hope.html Many people with a loved one who has bipolar disorder find themselves with a less than healthy financial situation on their hands.  In fact, many of them find themselves in debt - with massive credit card debt due to the high cost of bipolar disorder itself, as well as the characteristic impulsive excessive spending sprees of bipolar manic episodes to which their loved one might be susceptible.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-922-1-Are-You-In-Debt--Theres-Hope.html <![CDATA[Fair Collection Debt Laws]]> http://www.bipolarcentral.com/articles/articles-921-1-Fair-Collection-Debt-Laws.html If you are in debt and being called (hounded) by collection debt agencies, it would be good for you to know that there are laws that prohibit unfair collection debt practices by collection debt  agencies.

]]> no@spam.com (David Oliver) http://www.bipolarcentral.com/articles/articles-921-1-Fair-Collection-Debt-Laws.html