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Low-Risk Places To Park Emergency Monies

By David Oliver

Financial planners quoted in Readers Digest suggest placing your just-in-case money in a series of short-term CDs that continuously come due. This provides a higher rate of return without tying up a lot of money and gives the option of using it when needed, penalty free.

If you have $10,000 to invest, put $2,500 in a one-year CD in September, then $2,500 in a one-year in December and March. You'll have $2,500 plus interest coming in every three months. You can roll it into new CDs or invest more each time it matures.

To shop for CDs, check with you bank or Bankrate.com which lists the best CD rates from banks nationwide. There are no fees when you buy a CD. The penalty for removing money prior to maturity can be up to six months interest.

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This Week's Bipolar News

Overeating and substance abuse are similar disorders
Los Angeles Times
People with bipolar disorder have higher-than-average rates of obesity and substance abuse. But McIntyre found that the obesity rate in bipolar patients was ...

Club stoush bowls out member
The Advertiser
A MAN suffering from bipolar disorder and depression has been barred from membership at a Sydney bowling club after a clash over club bylaws.

Mom abandons 18-year-old under Nebraska safe-haven law
Richmond Times-Dispatch
LINCOLN, Neb. (AP) -- Police say a woman has abandoned her 18-year-old daughter at a hospital, saying she can't control the girl, in what may be the latest use of Nebraska's unique safe-haven law. The woman told officials at BryanLGH Medical Center West that her daughter, who was adopted, is bipolar and has a learning disability, Assistant Police Chief Jim Peschong said today.

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Featured Article:

Romancing Your Spouse

"Romancing your spouse?" Ok, I can already hear you yelling at me! I know, it's a strange concept, but hear me out. Some of the longest-running marriages have lasted because of this very concept.

You may be thinking that this has nothing to do with Bipolar Disorder, but it does. Even the best of marriages has some strain on it - the pressures of day-to-day living, at the very least. However, Bipolar Disorder puts additional pressure on your marriage because of the issues you have to face in dealing with the disorder, whether you are the survivor or the supporter.

No matter how long you've been married, the suggestions in this article can put some "spark" into your marriage. And if you've only been married a short time, putting these suggestions into place now can help ensure a long, happy, healthy marriage (of course, you will still have to do some hard work yourself to make that happen as well!).

Click here to read the entire aritcle

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