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Insurers Use A 'Health Score'

By David Oliver

Just as your credit score influences your mortgage rate, your health score can influence how much you will pay for health insurance.

People who are insured at work have no worries because all employees in a company are given the same rating. People with private insurance are individually rated. Insurers put data into a computer that includes age, gender, smoking, health conditions, prescribed drugs, and tests.

Some insurance companies use the information in a helpful way. Aetna, for example, may have a nurse call to discuss health and safety matters.

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This Week's Bipolar News

U.S. Kids Take More Psychotropic Drugs Than Europeans
HealthDay via Yahoo! News
WEDNESDAY, Sept. 24 (HealthDay News) -- American children are three times more likely to be prescribed psychotropic medications for conditions such as ADHD and bipolar disease than European children are, a new study finds.

Problem Gambling Likely in Bipolar I Disorder
About - News Issues
It's long been known that compulsive gambling is a problem for many people with bipolar disorder. But a study published in the September 2007 issue of the...

Making mania understood
Ocala
This is a widespread error and it needs to stop because it stigmatizes the mentally ill and their families that must deal with bipolar disorder on a daily ...

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Featured Article:

Sleep Disturbances Cause Major Problems for People

Most of us have normal sleep patterns, with no complaints; however, many people have a hard time getting to sleep (insomnia). Others are able to get to sleep at first, but have a hard time sleeping through the night (sleep disruption). In fact, many people have been diagnosed with actual sleep disorders, such as Sleep Apnea, where they stop breathing in their sleep. Sleep disturbances cause major problems for many people.

The advent of the diagnoses of sleep disorders brought with it the development of medications to combat these sleep disorders. Unfortunately, many of these medications are either habit-forming, or even addictive.

If you choose to take a sleep aid (whether prescribed or over-the-counter), you must do three things:

Click here to read the entire aritcle

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